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Other than that, the only downside is the card is completely devoid of any sort of included insurance coverage – but that’s more than you could hope for with a no fee card that has awesome rewards anyway.
Rogers carries another card that is almost identical – the Where the Rogers Platinum Mastercard is slightly better, however, is that the cash back you earn can also be used to go towards Blue Jays tickets and merchandise, any shopping done through TSC, and concessions at the Rogers Centre in downtown Toronto.
Given that 99% of Canadian credit cards charge this fee, it may surprise you that a few cards use to exist that charged absolutely nothing in foreign exchange fees other than the small spread the bank itself pays.
Just when we were all starting to lose hope, Scotiabank has stepped in to offer Canadians a premium travel rewards card with flexible rewards, a solid insurance package, and some really fun travel benefits ‒ with the new Scotiabank Passport Visa Infinite Card.
You aren’t going to save a ton on foreign purchases with this card, but if you’re rebuilding your credit anyway, it’s a nice extra.Bank’s typically charge 3%, or more, to convert your money in person and the rate for doing it online are usually about the same unless you are converting large sums of cash.If you want to convert any leftover cash after your trip is over, now you’re paying that 3% a second time. Every time you make a purchase that isn’t in Canadian dollars on your credit card, you’re charged a big fee to convert back to Canadian money.You can be travelling in the USA or overseas or even just making an online purchase in another currency – doesn’t matter – that fee is going to kick in.